Health Insurance Info :Are lazy days covered?
admin, June 2nd, 2010 A frequent insurance-related question involves those so-called “lazy days” in May. Are they covered best by family or individual plans? Matt Lockard, a California Health Insurance agent, provides a few answers.
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Matt Lockard considered it a perplexing question. He’d
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A frequent insurance-related question involves those so-called “lazy days” in May. Are they covered best by family or individual plans? Matt Lockard, a California Health Insurance agent, provides a few answers.
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Matt Lockard considered it a perplexing question. He’d been hearing it from clients a lot lately. Are those “lazy hazy days in May” covered best by family or individual plans?
A young girl named Hazel, only fourteen, and still under the umbrella of a child’s plan, was the first to call. “It’s a lazy, hazy day in May,” she said, “Calloo Calay,” and then she sighed the way adolescents always do.
“How are your parents?” Matt asked her, considering tenderly that he had a daughter who was about the same age, although her name wasn’t Hazel. “How can I help you or them?”
Hazel was swift and to the point. She pounced as if her femur were about to break, but hadn’t. “Calloo Calay,” she repeated, “My mom wanted to know whether those lazy hazy days in May that people are always talking about are covered best by what kind of plan? She’s serious.”
“Calloo Calay,” said Matt, attempting to approach the spirit of how the question had been posed, “This is a grave matter, nothing to joke about. These kind of days can lead to a rash of accidents. People don’t pay as much attention to what they should be doing.” Almost as an afterthought, he added for emphasis, “Calloo Calay.”
Hazel was quite impressed, especially when Matt added the part about the family plan being best in their case, but that circumstances varied by family, or individuals, and about how a given demographic responded to the “lazy hazies,” as they are customarily referred to by California Health Insurance agents in the know.
A flood of calls ensued; however, as several “lazy, hazy days in May” began to influence the behavior of careless Californians. Matt started to second guess himself, and third guess, and fourth guess himself, in a profusion of guessing. This profusion caused a certain confusion. When he left his office to walk down the street for a sandwich on a particular lazy hazy day, he got lazy, and soon felt hazy, when he tripped on a crack in the sidewalk and fell on his knee. Fortunately, he landed directly on a carpet beetle wandering aimlessly about, which cushioned the blow. As for the beetle …
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